mortage applications | BTCC Info Hub

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Can I apply for a mortgage online?

If you’ve found a home you’re interested in purchasing, you’re ready to complete a mortgage application. These days, you can complete most applications online, but it can sometimes be more efficient to apply with a loan officer in person or over the phone.

How do I apply for a mortgage?

Depending on the lender, you may be able to apply in person, by phone or online. All lenders require you to provide information about yourself and anyone else, such as a spouse or partner, who will be listed as a co-borrower on the mortgage. Find out how to apply for a mortgage with Bank of America’s Digital Mortgage Experience ®

What do mortgage lenders consider when you apply for a loan?

One of the first things that mortgage lenders consider when you apply for a loan is your income. There is no set income amount that you need to earn each year to be able to buy a home. However, your mortgage lender does need to know that you have a steady cash flow to pay back your loan.

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